Insurance for sessional GPs: the cover you actually need in 2026
Work out which cover a sessional GP actually needs in 2026: CNSGP by nation, why you still need an MDO, income protection, and the death-in-service gap.
Blog | The working record
Tax, invoicing, rate benchmarks, regulatory changes, and career moves for UK locum healthcare professionals.
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Work out which cover a sessional GP actually needs in 2026: CNSGP by nation, why you still need an MDO, income protection, and the death-in-service gap.
Five specific Budget decisions that affect self-employed UK healthcare locums in 2026/27, and what each one means in cash terms.
Four updates that take more of the admin off your plate: message practices in one place, share your compliance documents with a single link, see where your year is heading, and ask questions about your own figures.
What finance teams at GP practices, pharmacies and clinics actually look for on a locum invoice, and why a missing field can delay payment by a month.
Share one link with an organisation instead of playing phone tag: what your Sessional profile shows, how to control visibility, and how requests arrive.
A straight look at what GP chambers actually do for locum GPs in 2026, how the fees compare with agency and direct work, and who they suit best.
A £350 day with 26 miles of travel is not a £350 day. The new Earnings margin table shows what you actually take home per shift, once you tag the costs.
Claim the expenses locums most often miss: mileage, registration fees, indemnity, CPD, equipment and home office, with the records HMRC expects you to keep.
From 6 April 2026, self-employed locums earning over £50,000 must keep digital records and file quarterly updates to HMRC. Here is what changes.
From 13 December 2026, practising as a Physician Associate or Anaesthesia Associate without GMC registration becomes a criminal offence. What that actually changes.
2026 is the busiest NMC year in a decade. The fee rises to £143, NMC Online has been replaced, and the Code is being refreshed. Here is what actually changes.
See what changed in the NHS Pension for 2026/27: tier thresholds uprated 3.8%, the 14.38% employer contribution a locum collects, and the two deadlines.